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About the SIP Calculator
Estimate what a monthly systematic investment plan (SIP) could grow to. Enter the monthly amount, an assumed yearly return and the number of years; add a yearly step-up if you plan to raise the amount over time.
How to use it
- Enter your monthly investment and the number of years.
- Enter the annual return you assume (a planning figure, not a promise).
- Optionally add a yearly step-up percentage, then read invested amount, estimated gains and final value.
Frequently asked questions
Is the SIP result guaranteed?
No. Market-linked returns vary and can be negative. The calculator compounds the rate you type in every month; treat the result as an illustration, not a forecast.
How is the SIP value calculated?
Each monthly instalment is invested at the start of the month and grows at the monthly rate (annual rate ÷ 12). With a step-up, the instalment rises by that percentage every 12 months.
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Results are estimates for general information. For financial, tax, medical or legal decisions, check with a qualified professional.